About this role:

Wells Fargo is seeking a Senior Due Diligence Consultant.

In this role, you will:

Participate in conducting due diligence programs on moderately complex initiatives and deliverables within functional area and contribute to large scale planning related to functional area deliverables
Provide subject matter expertise on due diligence documentation requirements and data sources
Support business in execution of due diligence reporting processes and controls, interpret policies, guidelines and governance programs
Review and analyze client onboarding processes and challenges that require research, investigation, evaluation, and selection of alternatives
Provide subject matter expertise on documentation and data sources and exercise independent judgment to guide moderate to high risk deliverables
Compile and evaluate report results and escalate when necessary
Resolve moderately complex issues and lead team to meet functional area process deliverables
Leverage solid understanding of the function, policies, procedures and compliance requirements
Collaborate and consult with peers, colleagues, managers and internal and external customers to resolve issues and achieve goals

Required Qualifications:

4+ years of Due Diligence experience, or equivalent (including risk management, client service, operations support, or business process management) demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Engage with clients directly or indirectly through relationship managers to support meeting policies or regulatory requirements and focus on client satisfaction.
Conduct comprehensive research and background investigations on transactions, individuals, entities, organizations, or locations to identify and mitigate risks through documenting findings.
The candidate must be a highly self-motivated and high performing individual.
Review basic issues, policies or procedures for which answers can be quickly obtained related to lower risk tasks and deliverables with narrower impact.
Run periodic due diligence reporting supporting processes reflective of the current business environment.
Gather and input data utilizing resources to identify documentation required to meet policy or regulatory requirements.
Receive direction from supervisor and exercise judgment while developing understanding of function, policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
Profound knowledge of local due diligence requirements of EU countries as applicable to high/very high-risk entities.
Hands on experience on enhanced due diligence requirements for Trusts/SPVs/financial institutions
Analyze and verify customer information and documentation to identify potential risks and discrepancies.
End to end knowledge of RFI’s/outreach process for gathering requiring client data by profiling their documents.
Assess the risk level associated with new and existing customers using defined criteria.
Perform continuous monitoring and screening of clients against various watchlist, sanctions list and regulatory requirements.
Strong communication skills, both verbal and written, to effectively articulate findings and recommendations
Proficient in due diligence databases, KYC software and other investigative tools.
Maintain and update customer profiles in compliance with internal policies and global regulatory requirements.
Collaborate with other departments to resolve KYC related issues and provide guidance on regulatory requirements.
Stay current with changes in KYC regulations and industry best practices.
Relevant working experience. Subject matter expert in EMEA KYC Onboarding/Periodic Review is a must.
Strong knowledge End-to-End KYC, Client Onboarding, Periodic Refresh for High-risk clients, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Familiarity with and working knowledge of BSA/AML programs including all aspects of KYC and / or other related risk and regulatory disciplines.
Consistently demonstrates clear and concise written and verbal communication with stakeholders.
Bachelor’s degree in business, finance, or economics.
Knowledge and a broad background in Commercial Banking and in Corporate and Investment Banking.
Experience in operational risk management processes and/or compliance and / or audit and / or regulatory programs with KYC duties.
On-boarding/periodic review KYC customer processing or financial crimes investigations experience strongly preferred.
Thorough understanding of CIP/CDD/EDD requirements.
WF AML/Sanctions credential, ACAMS, CFE or CRCM designation.
Strong analytical skills.
Excellent communication and relationship/partnership building skills.
Proficiency in Office Suite (Excel, Word, PowerPoint, Outlook) and SharePoint.

Posting End Date:

31 Mar 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.