About this role:

Wells Fargo is seeking a Securities Research Manager

We are seeking an experienced Credit Portfolio and Relationship Management professional with 10–12 years of experience across credit analysis, portfolio management, and client relationship management within Corporate / Wholesale / Commercial Banking. The role requires strong expertise in credit underwriting, portfolio monitoring, risk management, and stakeholder engagement, along with the ability to support business development and manage teams/workstreams. The incumbent will work closely with relationship managers, credit officers, and product partners to ensure prudent risk management while supporting client growth objectives.

In this role, you will:

Credit & Portfolio Management:

Manage and monitor a portfolio of corporate borrowers, ensuring ongoing assessment of credit quality and risk exposure
Conduct comprehensive credit analysis, including financial statement analysis, cash flow modelling, and risk assessment
Prepare and review credit appraisals, underwriting memos, and internal credit documentation
Perform ongoing portfolio surveillance, including covenant monitoring, early warning signal identification, and watchlist reviews
Support internal and external rating analysis and monitor rating migrations
Participate in periodic portfolio reviews, stress analysis, and risk reporting

Relationship Management & Business Support:

Support relationship management teams in maintaining and deepening client relationships
Participate in internal interactions, renewals, and discussions related to credit facilities and risk positioning
Balance credit risk considerations with relationship and business objectives
Partner with product teams to support cross‑sell and business development initiatives across banking products
Contribute to client strategy discussions and transaction structuring from a credit perspective

Product & Transaction Exposure:

Work on a wide range of corporate banking products, including:
- Term Loans
- Working Capital Facilities (Revolving Credit / Cash Credit / Overdraft)
- Syndicated Revolving and Term Loan Facilities
- Specialized / Structured Financing
- Global Receivables and Trade Finance
- Equipment Financing
- Acquisition / Event‑driven Financing

Stakeholder & Team Management:

Engage with multiple stakeholders including Relationship Managers, Credit Officers, Product Partners, Risk, and Legal teams
Manage work allocation, review deliverables, and provide guidance to junior team members
Support team building, coaching, and quality control to ensure high standards of output
Manage multiple priorities and deliverables in a fast‑paced environment

Required Qualifications:

5+ years of Securities Research industry experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
2+ years of Leadership experience
5+ years of hands‑on experience in credit analysis, credit research, underwriting, debt advisory and portfolio monitoring in a Banking/ Financial set-up
Atleast 1–2 years of experience in client‑facing roles into relationship management, preferably involving selling or supporting banking products
Strong understanding of credit risk management, underwriting standards, and portfolio monitoring practices
Experience working within Corporate Banking, Wholesale Banking, or Commercial Banking environments
Graduate degree in Finance, Accounting, Economics, Business Administration, or a related field
Professional certifications (CA, CFA, MBA, FRM) preferred

Desired Qualifications:

Experience in one or more of the following sectors is preferred (not mandatory):

Industrials
Aerospace & Defense
Automotive
Chemicals
Metals
Engineering & Construction
Paper & Packaging
Transportation & Logistics
Building Products

Job Expectations:

1. Key skills -Technical / Functional /Behavioral Competencies

Credit Analysis & Underwriting

Performs in‑depth financial analysis, cash flow modelling, and credit risk assessment
Prepares and reviews credit appraisals, underwriting memos, and lending recommendations

2. Credit Portfolio Management

Monitors credit quality and performance of assigned portfolios
Identifies early warning signals, covenant breaches, and rating migration risks
Supports watchlist management and problem credit reviews

3. Risk Monitoring & Controls

Applies credit policies, risk frameworks, and monitoring controls across the loan lifecycle
Assesses portfolio trends and recommends actions to address emerging risks

4. Product & Transaction Knowledge

Demonstrates working knowledge of corporate banking products, including term loans, working capital facilities, syndicated loans, trade finance, equipment financing, and acquisition financing
Understands transaction structures and associated risk considerations

5. Client & Stakeholder Centricity

Builds effective working relationships with Relationship Managers, Credit Officers, Product partners, and clients
Understands client needs while maintaining adherence to credit and risk standards

6. Industry & Market Insight

Applies industry‑specific knowledge to credit assessment and portfolio monitoring
Interprets external market, sector, and macroeconomic developments and their impact on credit risk

7. Execution Excellence

Manages multiple priorities and deliverables in a fast‑paced environment
Ensures accuracy, timeliness, and quality in credit documentation and portfolio reporting

8. Collaboration & Partnership

Works effectively across functions and geographies to deliver portfolio and client outcomes
Demonstrates flexibility and adaptability when priorities or market conditions change

9. Leadership & People Development

Provides guidance, coaching, and oversight to junior team members
Effectively allocates work, reviews output, and supports team capability building

10. Communication & Influence

Communicates complex credit issues clearly and concisely to diverse stakeholders
Influences outcomes through well‑reasoned analysis and professional credibility

11. Data Interpretation & Reporting

Interprets financial, portfolio, and risk data to support credit decisions and portfolio reviews
Contributes to internal reporting, portfolio analytics, and management information

12. Judgment & Risk Awareness

Demonstrates sound judgment in balancing credit risk, portfolio performance, and business objectives
Escalates emerging risks appropriately and proactively recommends mitigation strategies

Posting End Date:

30 Apr 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.